Taking Stock

summer squash from my garden

Well prodded by a readers comment (thanks for that, Nancy!) I am reminded I need to update a few things on this page.

This has been a terrible hot dry summer and even tho we finally got some monsoon rains, it wasn't nearly enough and my place didn't always get any even when it was raining by the bucket load just 2 miles away.

But the last few mornings have been much cooler and there is a taste of fall in the air. Fall in Arizona means wanting the heater in the morning and the cooler in the afternoon. Many summer crops, like the beans and squashes are still going strong, but I am making room where I can and seeding in the fall and winter crops. Gardening in the winter is much easier than in the summer and costs almost nothing once things get going. I've been going over my wish lists and gardening records and thinking about what I want to do next year.

The kitchen cupboards, Oct 2009

In 2009 I had a very large successful garden and did a lot of canning and pickling. This year the garden was a bit smaller and not as prolific and I have not canned much of anything. I decided this year to try and eat fresh from the garden each day, rather than do a lot of preserving. Some of the food in the picture, especially the pickles were still in the cupboard this summer. They have either been eaten or dumped as the quality deteriorates a lot after a year.

However, when the weather cools off I will probably can some jars of bean soup, potato soup, chili and chicken stock. These are great convenience foods that make life a little easier on hectic days.

The garden has been producing over 100 pounds of vegetables a month during June, July and August. With all the winter squashes September's totals could top 200, but I'll have to wait and see. 

Now I'm sure you are wanting to know a bit where I've gotten concerning the grocery budget, eh? Well I think I'm doing pretty good, actually. In July I spent $148.22 and in August I spent $149.08. In analyzing what I'm buying it breaks down into basically meat, dairy, fruit and marinated olives.

I can't do much about the dairy situation until I am able to retire from my regular job so I can once again have dairy goats. I have been finding wonderful deals on pork and stocked up a bit, but the meat category should come way down next month as I will have several ducks to put in the freezer. There may be a couple of young chickens to join them by December, depending on whether or not they are actually roosters. The marinated olives with feta are something I eat a small amount of nearly everyday; they replace regular salad dressing on my salads. I am on the look out for something similar to replace this with, as it is about $10 a pound and I usually go through three or four pounds a month. Right now I can't do much about the cost of fruit, except to stock up when ever I can when things are on sale, as the garden doesn't make much fruit yet.

In other financial areas things are going well, the line of credit on my house is nearly paid off and then I will only have my land payment and regular bills to pay. If you've joined me recently, I use a software program called YNAB or You Need A Budget. You can read about my experience with this software here. I've also written a bit about getting out of debt using YNAB here.

Now I have been spending money this summer, but not frivolously. I have been using it to set up infrastructure for the future; to make my future more independent of political and corporate situations and natural disasters. I am expanding the garden area, building up a poultry flock that will provide me with meat, eggs, and income through the sale of young birds and eggs. I am hoping next summer to be able to add pigs to the mix and or some meat goats. Which order I do things in totally depends on what falls in my lap first.

Right at the moment the poultry enterprise is running in the red, as there are a large number of young birds that won't pay for themselves until next summer. Also this is molting season for the hens and they don't lay well when they are molting. From 6 hens I'm only getting 1-3 eggs a day. But the younger girls should begin laying any time now, then I will have eggs to sell and they will begin to pay back the investment. By this time next year the poultry operation should actually be a money maker.

You Get What You Get

Salad tomatoes

My grand daughters have a saying, "You get what you get and you don't throw a fit". I think that fits very well with eating from the garden. People of course have different goals for their gardens. Some are just to supplement what they buy at the store, while others eat completely from their own resources (which is my eventual goal.)

It is all a matter of attitude. Some people, getting bored with never ending greens will let the greens languish in the fridge and buy something different at the store. Just because they are bored eating the same thing every day. Me? well, you get what you get and you don't throw a fit! You find new ways to use the same old thing. Instead of steamed greens you stir fry them with bacon and onion. Sometimes you top them off with fried eggs and sometimes you mix them with potatoes. But every bite you eat from the garden is money saved at the grocery store. When you have tomatoes but no lettuce, you have tomato salad. Eggplant but no meat, eggplant Parmesan.

"What's for dinner?" becomes "whatever is ready to pick and eat" not "what am I in the mood for?" If it's the same thing for a few days running, well that is ok, because after that then something else will be ready. While some things are staples for months on end, like greens, other things have a short and fleeting season. So I gorge on it while it's available and then look forward to the next thing. And the next.

Home grown peaches

 Americans are spoiled by grocery stores having food grown in other countries so they can have bananas and other fruits all year. But such opulence comes at a high environmental price, to say nothing of what it does to the pocketbook. I think as the price of transportation goes up we will see a slight shift away from this. For my part I eat what is in season, whether I grow it or buy it. I don't buy grapes from Chile in January. In fact I don't buy imported fruits and vegetables at all. And I am really glad that our produce is labeled with the country of origin.

new potatoes

My goal, too this year, is not to do too much canning and preserving. But rather, to eat fresh, each thing at it's peak, then go on to the next thing. This too saves time, money and work. It means I can focus my preserving efforts on those things that are highly perishable but make a decent preserved product. I won't make more than a few jars of green beans, because I don't eat that many. But I might make a few jars of new potatoes because I don't have a good place to store potatoes and it's nice to have some already cooked and ready to go. I probably won't have enough tomatoes to make much sauce this year, but that's ok too, I don't eat much pasta any more and would just as soon eat it with pesto sauce. I do like to make a few jars of convenience food. Home made soup and chili in pint jars are nice to have on the shelf, ready to pop into a lunch box or heat up for a quick meal after a long day.  Having once lost a large amount of food to a freezer failure, I don't rely on freezing for much of my storage. Mostly freezing is a short term storage option and most of the space is taken up with meat.

Grocery Budget Update

A harvest in May

May's grocery total was $176.99, quite a bit more than April's. Most of that is still meat, milk, organic yogurt, butter, cheese and olives, along with some fresh and frozen fruit. The good news is that June will probably come in very much under budget, unless there is a great sale on meat and I stock up.

The garden is giving me a fair variety of items now, besides chard and red amaranth greens I have tons of small tomatoes, a small amount of lettuce that I'm babying through the heat and yummy new potatoes. I got a few handfuls of purple beans before something ate them. I think it was a pesky squirrel which also ate my first cantaloupe. I did however get revenge and mr. squirrel is no more.

First eggplant

The eggplants are beginning to trickle in along with squash, peaches, plums, green onions, with corn and more varieties of squash and potatoes to come. Does the garden pay? I think so, though I haven't had time to total up all my expenses and harvests yet, I do think that it will pay big time, even with having to pay for city water to grow it.

The chickens are still a bit in the red, since I'm feeding 4 pullets and a rooster that aren't laying eggs. But once these new girls begin to lay I think we'll see the numbers begin to change. Besides, how can you calculate the advantage to the new garden space of having it scratched up and manured by the chickens? What value can you place on the number of bugs and grubs they eat, reducing the numbers of things that might munch on the veggies?

In other news I'm making yogurt. I really hate that so much of the time a gallon of milk costs less than a half gallon but I can't drink the gallon up before it goes bad. So I've been culturing my own yogurt and this should also get the grocery budget down. I've taken to having fruit and yogurt nearly every morning for breakfast, so go through it pretty fast.

Also of note, many of my tea herbs have been big enough to harvest and dry so I'm no longer buying tea, but drinking home grown. You can see more pictures of my garden harvests and my garden at my gardening blog;, The Edible Garden

Even if you can't have a garden, you can save a lot of money by buying staple items in bulk and learning to make your own convenience mixes and 'fast' foods. It's easy to buy oatmeal, dried fruits and nuts in bulk and make your own granola. There are great recipes out there to make your own biscuit mix, cake and cookie mixes, even seasoning mixes for tacos, hot sauce and many more things. It doesn't take that long to make a bulk batch once in awhile, then you'll always have it on the shelf, for much less than the price you pay at the store. And you can use much healthier ingredients and leave out all the chemicals.

More About the Grocery Budget

The chickens

So now I have chickens again. I bought 4 pullets just coming into lay and a young rooster (so I can hatch my own chicks to raise for meat).

Now that I have 2-4 eggs every day, they can replace part of the meat I would usually eat. Will the chickens pay? From previous experience I know that they will. In the past I had more hens and enough eggs to sell, covering the feed bill, meaning my family ate eggs for free.

While buying pullets costs more, you end up with exactly the number of hens you wanted, as usually there will not be any mortality at this age, unless there is some kind of accident. And no, eggs will not clog your arteries or any of that other silly stuff the scare mongers are trying to sell you. That happens to come from eating store bought, industrial eggs from chickens that are fed a totally unnatural diet and kept in very close quarters. (the government regulations say they only have to have about as much space as a sheet of computer paper per bird!).

Studies have shown that free range, pastured hens produce eggs that are actually very good for you, with more good cholesterol and less of the bad, less saturated fat, more beta carotene, the vitamin A precursor, more omega 3 fatty acids and more vitamin E. You can read more about this at Mother Earth News.

While right now there is no pasture on my land my girls get a good lot of weeds, grass, clover and veggie trimmings every day. Instead of buying regular laying pellets, which are full of GMO corn and soy, I bought wild birdseed, containing milo, broom corn and sunflower seeds. Besides this they get some worms and grubs from the compost and garden every day. So I think my eggs are probably at least a close second to full free range pastured ones.

On to the grocery budget. While March's total is not much lower than February's it is a bit lower, $142.05. A lot of that is for tea, coffee, olives and organic corn chips. Along with some cheese, onions, sweet potatoes, sour cream, cheese, yogurt and milk. And I haven't spent any money at the grocery store in April yet.

Having been slowly rethinking my spending and not buying a number of items, like garbage bags, I've been pondering what to do about the pricier items on my list. Coffee, tea, corn chips and olives are not cheap. Some of my herb plants are getting big enough to start picking and today I realized I still had a quart of spearmint from my mother's that I dried last fall. So beginning today I'm cutting the black tea with herbs. When I have enough tea herbs to go around I'll quit buying the black tea and probably won't buy coffee, either, just drink tea.

I could give up the corn chips, or just buy them once in awhile for a treat. (I love salsa and sour cream with corn chips for a snack). But I won't buy non-organic ones.

The olives are a problem though. I love the marinated olives from the store deli and eat a few every day with a drizzle of the oil on my salads. I do this instead of eating a heavy dressing. So I'll have to think about a replacement. Although when I ran out this week I did just start using some balsam vinegar on my salad instead.

I"m pretty sure that April's grocery bill will be much smaller than March's. I've received a windfall of free produce and my son has some extra meat in his freezer he want's to give me before it gets too old. The garden is growing exponentially and I'm sure by July I will practically be a vegetarian.

More Grocery Budget Reduction

root crops from my garden

Just a small review of the marvelous shrinking grocery budget. You can read more about the beginning of this Here and Here. So what happened in February? I only spent $144.17 for the month. And I still have half the giant package of pork chops I bought on sale along with a bag of chicken breasts ;-). Most of what's been happening is that the weather has been warmer than usual and the garden is really beginning to take off. While the harvest is nothing like what it will be during the warmest months, it's been enough to keep me in two large salads a day, along with greens for cooking, a bit of broccoli and some root crops like turnips and carrots. You can see lots more about my garden at the Edible Garden Blog.

And we're almost two weeks into March and I've only spent $47.92 so far. What did I buy? Two pounds of sharp Tillamook cheese (on sale for the same price as the cheap store brand), some marinated olives, (which I put on my salads instead of dressing), coffee, tea, (both on sale), a couple of onions, a bag of organic corn chips, a couple of sweet potatoes, and a few grapefruit. If I'm careful the cheese and olives will last for two weeks of salads, the tea and coffee a month or more. The other things, who knows, just depends on when I have a whim to eat them.

I've still got some chicken and rabbit in the freezer and most of my five pound bag of pinto beans. Which reminds me, I should cook some up this week on my days off. I also have a few more apples left from the huge boxful I bought last month from Bountiful Baskets. Of course February only had 29 days in it and March has 31, and I've eaten up some more of my stored food. So wondering how low will March's total be? Probably depends on the weather and the garden.

What Do You Really Need?

Homegrown Salad

What do we really need? Sometimes we do things or buy things just because that's the way we've always done it. I challenge you to look at all aspects of your life to find ways to do things better; better for your family, your pocketbook, your quality of life, better for the planet and the environment.

Recently I took out a bag of trash and when I came back in discovered there were no more trash bags. At first I thought I needed to add trash bags to my shopping list. Then I thought "WHY?" Why do I need to spend money on plastic garbage bags? Plastic is not a renewable resource. It is made of petroleum and while there are some things that  are nice to have made of plastic I could not think of one good reason why I should buy something to throw it away on purpose.

My grand parents didn't use plastic trash bags. They reused their paper grocery sacks. Cans and bottles were rinsed and saved if they could be reused around the house. Food scrapings were fed to the birds and the alley cats.

Personally I put out very little garbage in the first place. All food scraps are composted by my earthworms. All yard waste goes into my compost pile to enrich my soil for the next crop. I buy very few consumer goods so have little packaging to throw away. Paper and cardboard are recycled either as fire starters or as compost material. I wear my clothes until they are worn out when they are either used for scrap crafts or rags. I'm growing an ever increasing amount of food that I eat so there is very little food packaging waste in my trash can.

I decided that there was no really good reason that I needed to buy plastic trash bags. Since no food waste goes into my trash can there is little that is smelly or messy. It is just as easy to take the whole can and dump it as to carry a plastic bag. I do end up with a few plastic shopping bags which I recycle in various ways. I decided that if something was really messy I could use one of them to contain it.

I think we all need to take a look at even the small things in our lives and see what we can do better. Unconsciously going with the status quo is not going to improve things at all. In fact, I can see a day when I will not need to have weekly garbage service at all.  When all the waste from my property is either recycled onsite or taken to the recycling center; my goal is to produce zero waste going to the land fill. Good for the earth, good for my pocketbook; I currently pay $240 a year for garbage service, not matter how much or how little I put out. I'll be very happy to spend that money on something else.

Grocery Budget Continued

My YNAB budget program tells me that my average monthly budget for the past 12 months is $209.74. Of course some months were less and some were more. I did not have my garden in until fall so it really doesn't factor in at all. While it did give me about $30 worth of produce, mostly salad greens, in January, that of course isn't enough.

In January I did buy 20 pounds of chicken which were on sale very cheap. I try not to think of how they were raised when I cook them. I'm looking forward to having my own flock and my own meat and eggs again. However, I'll eat the last of it probably this week. There are a few bits of leftovers in the freezer along with cheese that was on sale. These will help me out this month. I will probably make a pot of chicken soup along with a pot of pinto beans with green chili out of the leftover bones and bits of chicken, which should carry me through close to the middle of the month.

Since my garden is not producing very much I'm buying produce through the Bountiful Baskets co-op, which is a great value for the money. Through them in Jan I was able to buy a 38 pound case lot of Pink Lady apples for just $22.50, less than $1 a pound. I'm not that fond of citrus, but I love fresh apples. This time of year I eat 5-10 pounds of apples a week, so this lot should carry me over for the month. This is a terrific savings since even on sale apples at the store are about $1 a pound and some varieties regular price is $1.49 to over $2 a pound.

While I have left the average of $209.74 as the grocery budget this month, I'd like to get that down to about $150 if I possibly can. I have a lead on buying grass fed lamb and want to save up so I can buy one when they are available. I don't know the price yet, waiting for an answer back from the grower.

So what are you doing about the high price of food in your neighborhood?

Nibbling Away at the Grocery Budget

Homegrown Salad

Right now I am nibbling away at my grocery budget.  I've just run some numbers and in 2011 I spent an average of $203.16 a month at the grocery store. In December, when my garden started really kicking in, I managed to only spend $119 for the month.

I am working on being more frugal with my money in general, making sure I've turned off the lights I'm not using, cooking on my airtight wood burning stove instead of using the gas or the microwave.

I've decided I want to really cut back on my grocery bill this coming year, partly by growing all of my own vegetables and some of my own fruit. (Fruit trees take several years to come into bearing, but strawberries only take 2 years to get up to speed and of course melons only take a few months)  While I won't forgo meat entirely I will probably have some meatless days each week, replacing meat with beans and other protein foods that are less costly. This months strategy is to use up the rest of the meat that is in my freezer as well as make a dent in 5 pounds of pinto beans that were given to me.

There are many ways to stretch your food dollars. I bought a large ham before Christmas on sale for .99 cents a pound. I cooked it and had several dinners & lunches of ham, sweet potato and applesauce. Then I made 2 gallons of 15 bean soup out of the leftover bits of ham and bone. Some of that is still in the freezer.

When whole chickens are on sale I try to get several. Each one makes several meals, first roasted chicken with carrots and potatoes, then either chicken and rice soup or chicken & dumplings.  When my kids were little and I either raised a lot of chickens or bought 12 or more on sale very cheap I would cut them up myself. I would save a couple whole ones for roasted chicken dinners. The rest I packaged for the freezer as boneless skinless breasts, legs & thighs for BBQ. The backs, tails, ribs, wings and necks all went into the stock pot and I would make 5 gallons of chicken broth and then can it in pints and quarts for later. I'd use the broth for gravy or as a soup starter. I think I need to start doing these kinds of things again.

So what's on your menus for this week? Tonight I've cooked a large pork roast, so pork, brown rice and salad tonight and probably tomorrow also. Tomorrow I might pull some carrots and beets to go with the  leftover roast. Maybe I'll make a pot of soup too.

Change Should Be Gradual for Best Results

Homegrown organic salad mix, much cheaper than store bought!

When you are thinking about making lifestyle changes, whether they are because of your own core beliefs or are imposed from the outside due to things beyond your control it is always a good idea to work at them gradually.

When you are working with your budget you should take things item by item and make changes slowly. Making too many changes too fast increases your risk of failure.

Right now I am working on changing my diet to one that is nearly all home grown. I can't do that all at once, I must do it at the pace the garden sets for me. But I can concentrate on doing everything possible within the framework the garden gives me. I eat a lot of organic salad greens, generally about 2 pounds a week. at over $5 a pound this amounts to a substantial amount of grocery money each month.

I have several areas of baby lettuce production in the garden, at differing stages of development. In the beginning, as the first area began to produce leaves big enough to pick, there wasn't really enough to make a dent in the grocery budget. Now that I have several areas in production I have been able to stop buying salad mix at the grocery store. Some weeks I am not able to pick as much as I could eat, so I have adapted my diet to the level of garden production. If I don't have enough salad greens, perhaps I am able to pick beets or carrots. If I'm not able to harvest enough vegetables from the garden then I fall back on the grocery store, but now I purchase things that are a little less expensive than salad mix.

I think it's all about adaptability and doing things a little at a time. By this time next year I don't think I will be buying any vegetables from the grocery store at all. My next big ticket in the grocery dept. to work on will be fruit. I do eat a lot of fruit, especially apples and pears in the winter, probably about 3 pounds a week. It will be awhile before I am able to put in a lot of apple and pear trees. In the meantime I need to work on taking better care of the apple trees I do have so that they will bear more fruit. I'll also be putting some other fruiting plants around the place, like strawberries. And of course come summer there will be watermelons and cantaloups in the garden.

Other things in the budget that I'm slowly nibbling away at is of course the last of the debt. I won't be done with it in January like I'd hoped, because I took a nice vacation. But I'll be done with it soon and then I will be able to ramp up the infrastructure I need to become more self sufficient, like a decent building to house the rabbits and some more chickens, where dogs can't kill them. Electric fencing so I can fence off part of my land and perhaps get some dairy and meat goats. There are many other projects planned, but for now I'll just go at them a bit at a time and try not to be too impatient.

Are you thinking you don't have enough land to grow your own food? You might be surprised at how little you actually need, check out How Much Land Does it Take to Grow Your Own Food?

LOOKING FORWARD

organic baby lettuce & radishes, home grown!

Today I am thinking about the future. I soooo want to be able to stay home and putter about with the garden, some animals and play on the computer! I know that I need to get a bit more organized about every part of my life and that is a continuing process. Besides creating various income streams that will create money for me to live on in the future, I am also trying to reduce the amount of money I need to live on.

Some days it seems like I'm spinning my wheels, I'm trying to save money but I need to spend money to build the infrastructure I need for the future. But I keep plugging along! Right now I have been harvesting lovely baby lettuce for my daily salads, along with occasional radishes, carrots and beets. I've gotten my greenhouse up and am planting things in it and I'm working on another one. Details can be found over at the Edible Garden Blog. Be sure and check out Seedy Saturday, I'm giving away free garden seeds! Having all my home grown lettuce means I'm saving about $10 a week on the grocery bill, perhaps even more.

My greenhouses turn out a big crooked and ugly, but I point out to the naysayers that I'm making something useful out of stuff other people have thrown away! So who cares what it looks like? It works and does the job I need it to do!

In the meantime I've also been writing a lot of articles over on Squidoo about all sorts of things and that is a small but growing stream of income, along with my Zazzle shop and I've even sold some books in my Amazon store, so things are looking up!

I had hoped to have my debt all paid off by January but this is not going to happen. Overspending on my vacation put a dent in that, but I should be out of debt before the end of 2012, even with spending some money building new infrastructure. Because most of what I am building will give me a long term gain economically, building up my gardens, putting up a new chicken house and raising chickens, all of this will put food on the table and reduce the amount of money I spend at the grocery store, saving me money in the long run.

I recently read about a lady who is trying to spend zero cash for her family's Christmas presents by using Craigslist, bartering and her own crafting ability. I think this is a wonderful thing to do myself, tho I don't know as I will have the time needed to do it this year.

This N That

Well I have been very bad! I overspent a bit on my vacation, though I will say in my defense that a great deal of it was bank fees that I hadn't counted on, first they charge for having to convert the transaction from foreign money then they charge for you for using a foreign ATM. Next time I think I will look into having the bank order the money for me ahead of time or something. The other part was not always converting Euros to USD in my head correctly.

But I had a great time in Italy and did a lot of drawing and painting and took like 3,000 photos. No I am not pulling your leg, I really did take about that many shots.

You can see a lot of my photos and some of the places I visited over on my art blog; check the archives beginning August 15th.

Since I've been home I've been working on getting the garden back in business and last week had my first harvest of beans, baby lettuce and baby beets. Photos of those are over at The Edible Garden.

I have decided to eat up a lot of the stuff in the cabinets instead of going to the grocery store.  I have some older canned goods and need to get them eaten up before they get too old. This is also stretching my money a bit so I can buy cement for the rock wall project; we have put culverts in the dry wash so we can drive over to the other side and I am building stone walls around them and along the creek banks to keep everything from washing away. Pictures of this is also on The Edible Garden.

Another thing I've been doing is writing up a storm at Squidoo and making new things over at Zazzle. One of my articles is a yummy soup that I make, Italian Potato Soup, that tastes just like Olive Gardens. I have also been making what I call the never ending pot of soup. For instance if I make a roast chicken and make chicken and rice soup out of the leftovers, when I get to the bottom of the pot I start adding more vegetables to it and maybe even a different kind of meat and just keep eating on it.  Another one I do occasionally is clean out the fridge soup. I just toss in all the leftovers that are in the refrigerator and cook them all up together. Sometimes you have to adjust the seasoning as it might be bland, but it's always good and always different and really doesn't cost anything because you weren't doing anything with those leftovers any way and they were going to go bad and end up in the compost.

How I Named This Blog 'Cottage Economy'

Some wonder why I named this blog Cottage Economy and where did that come from. Well, it comes from a book by the same title, written in 1833 by William Cobbett. Mr. Cobbett concerns himself with how poor laborers families in England and other countries can improve their lot by doing many things for themselves, by conserving their resources and in so doing give themselves a leg up.

In his introduction he gives us this definition of 'economy':

3. ECONOMY means management, and nothing more; and it is generally applied to the affairs of a house and
family, which affairs are an object of the greatest importance, whether as relating to individuals or to a nation.
A nation is made powerful and to be honoured in the world, not so much by the number of its people as by the ability and character of that people; and the ability and character of a people depend, in a great measure, upon the economy of the several families, which, all taken together, make up the nation. There never yet was, and never will be, a nation permanently great, consisting, for the greater part, of wretched and miserable families.

I love this book, so many wise things in it. It's been awhile so I'm going to re-read it. I've just discovered that you can download a free digital edition of it in quite a few different formats here.


But if you would like to own a real paper and board copy of
William Cobbett's Cottage Economy, there are several
different editions available.

Plugging the Leaks!

"It is not what we earn, but what we save, that makes us rich. It is quite as important to stop the leaks as it is to figure on big profits" Rolfe Cobleigh, Handy Farm Devices and How to Make Them, 1910

I so love that quote! You can read the book here When we take control of our lives and our finances and begin to scrutinize what will give us the best return for our time and money in every area we find those little leaks. Quite often the ailing business can be brought round with some cost cutting measures and a case of plugs. The same holds true for the family budget.

Where is your budget leaking? Remember all those dimes add up to dollars. Spend a few minutes filling a water bottle and putting it in the refrigerator, pack yourself a lunch, make your own pot of coffee. None of these takes much time to do but they will quickly plug that convenience store leak in your budget.

If you don't know how to hem your pants, patch a hole or sew on a button, don't you think it's about time you learned? These simple things can keep your clothes going a bit longer, they don't take very long to do, in fact I used to keep a basket with mending or some sort of sewing or embroidery by the couch and while the rest of the family watched the movie, I was sewing (or sometimes knitting). I was still enjoying the movie, but I don't have to have my eyes glued to the screen to follow the plot.

For some more money saving ideas check out my article at Associated Content.

Saving Money

I so so soooo love being in tune! I have procrastinated buying new shoes for several months and printer ink for a few weeks. In the meantime I got emails about sales & such and oh am I happy camper: inkgrabber.com I got an email coupon good for 20% off my order and free shipping on an order over $75 so I ordered 2 combo packs and have 8 black, and 4 each blue, red, yellow coming for only $78.38.


Then I got an email for shoebuy.com, buy anything and get $15 off any purchase over $60. Well my Sketchers usually cost around $60 so I went looking; a pair of Sketchers, usually $105, on sale for $79.95 so they only cost me $64.95 (shoebuy doesn't charge sales tax OR shipping!)

At both websites you can sign up to receive email newsletters which often have coupons or special sales that are not advertised on the website; you have to put in a special code at check out to get them. I don't buy these things very often but am really happy to get the specials when I do need to buy them!

Sometimes Making Do is Bad Economy

From Nov 11, 2009

Some recent events have me focused on doing things the right way instead of my usual slap dash and make do. I had some little hens for eggs and spent a lot of money buying some Buff Orpington chicks. The Buffs are a dual purpose heritage breed of chicken. They lay lots of brown eggs and  make nice meaty birds to eat. While not listed as endangered by the Livestock Conservancy they do need more breeders out there keeping them alive. [some older varieties of livestock have actually become extinct because people quit keeping their own farm stock]. Well 2 dogs attacks and a skunk have killed off my chickens. I have 2 left out of 20. So there went a lot of time and money down the drain as well as my future meat and eggs. [edit May 31, 2011 A few nights later another skunk got those last two. I, at least, was able to get the skunk. But these events took the wind out of my sails and in the time since I gradually let the garden and what not go. However, I am resurrecting things and coming back with renewed energy.]

What does this have to do with Cottage Economy? Just this, I made do in building my pens. I just slapped them together with just the thought of keeping the chickens IN and didn’t think about keeping other things OUT. I have learnt my lesson. In the future my animals will have secure pens and cages. In fact they are going to be living in Fort Knox. Because it certainly has not been an economy to make do.

This will mean more capital outlay in secure fencing and housing before acquiring an animal. But it will also mean that the animal will not be destroyed before it fulfills it’s destiny in my household. In the end it will add to my economy, not detract.